Broker Check
How I Work

How I Work

My reasons for becoming a financial professional are deeply personal. I repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. I am confident that with my understanding of personal finance, coupled with my training as a financial professional, I can help people better prepare for the future. After years in the business, I have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. I feel a commitment to my community.

My approach adds perspective to all I do and provides increased benefits to my clients.

Meet Your Financial Professional

Stephen Cogger, AIF®

Senior Financial Advisor | Owner | President

(630) 705-1800

stephen.cogger@ceterainvestors.com

Stephen joined Cetera Investors in July 2026 as a Senior Financial Advisor, bringing a decade of experience with LPL Financial. Prior to entering the financial services industry, he concluded a distinguished career of more than 25 years in municipal law enforcement in 2016, during which he held significant management responsibilities and served as a fiduciary for a public pension fund. In 2017, he became an equity partner with Legacy Wealth Management, Inc., and in 2024 assumed the roles of sole owner and President. He maintains numerous state insurance licenses as well as FINRA Series 7 and Series 66 securities registrations. 
  
Stephen earned a Bachelor of Science degree in Business Administration from Elmhurst College and a Master of Science degree from Lewis University. 
  
A lifelong resident of the western suburbs of Chicago, Stephen and his wife, Mary Ann, are the parents of two adult children. He remains an active volunteer in his community and enjoys travel, baseball, golf, and hunting.